4th August 2025 Daily Current Affairs Update – Top Headlines for UPSC, SSC, Banking Exams

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Stay Informed, Stay Ahead: India's Daily News Digest for Competitive Exams

📚 Table of Contents

  1. National News
  2. State News
  3. Banking & Economy
  4. Agreements & MoUs
  5. Defense
  6. Summits & Conferences
  7. Sports
  8. Science & Technology
  9. FAQs
  10. Source Links
  11. Tags & Hashtags

🇮🇳 National News

 India Commissions First Indigenous Hydrogen Plant at Kandla

India marks a major milestone in clean energy with the Deendayal Port Authority commissioning a 1MW green hydrogen plant in Kandla.
🔋 Expansion plans: Scale to 10MW by FY2026
🚌 Initial use: Power buses & port lighting
 Goal: Decarbonize maritime operations & bolster India’s clean port leadership.

🐟 India Secures Second Rank in Global Fish Production

Union Minister Rajiv Ranjan Singh announced that India is now the world’s second-largest fish producer.
📍 Context: Addressed in a multi-state fisheries meeting in Kolkata
🎯 Focus: Boost inland & marine fishery output in eastern states

🚂 Heritage Train Resumes on 155-Year-Old Line

Western Railway has restarted heritage train services on the historic Patalpani–Kalakund line in Madhya Pradesh, dating back to 1878.
🛤️ Line built by: Holkar State Railways
🏞️ Route: 9.5 km stretch through the Mhow–Khandwa region
💡 Tourism & Heritage boost

💄 New Cosmetic Product Rules Notified

Effective 29th July 2025, the Cosmetics Rules 2020 were amended by the Health Ministry.
📦 Key Changes:

  • Clarity between "Use Before" & "Expiry Date"
  • Batch-wise testing mandatory
  • CDL designated as Central Cosmetic Lab
    🌍 Export Flexibility: Products can comply with importing nation’s norms

🚛 'Apna Ghar' Initiative Launched for Truck Drivers

nationwide driver welfare scheme, ‘Apna Ghar’, was launched to provide safe, hygienic resting spaces across highways.
🏠 Stats: 368 units, 4,611 beds across India
🔧 Facilities include: dorms, toilets, dhabas, water, cooking areas
📱 Mobile App Enabled, receiving excellent feedback


🏞️ State News

🌄 Sikkim Introduces Sabbatical Leave for Government Employees

Sikkim becomes India’s first state to implement a Sabbatical Leave Scheme for state government employees.
📆 Leave duration: 1–3 years with 50% basic pay
🗂️ Coverage: Regular & temporary staff
📜 Benefits: Retain seniority & job continuity
Progressive governance model


🏦 Banking & Economy

💸 UPI Hits Record Transactions in July 2025

India’s UPI ecosystem hit a new milestone:
🔢 Volume: 1,947 crore transactions
💰 Value: ₹25.1 lakh crore
📈 Growth: 35% in volume, 22% in value YoY
📍 Drivers: UPI credit, recurring payments, rural adoption

🧑‍💻 Face Authentication in IPPB Goes Live

India Post Payments Bank (IPPB) launched Aadhaar-based face recognition authentication for secure banking.
📷 No OTP or fingerprint needed
👴 Inclusive: Benefits elderly, disabled & people with worn fingerprints
🔐 Boosts digital banking & safety

👥 Leadership Shake-Up at PNB Housing Finance

CEO Girsh Kousgi resigned (effective 28 October 2025).
📈 New appointments:

  • Jatul Anand – Executive Director
  • Valli Sekar – Chief Business Officer (Affordable Business)
    💼 Despite an 18% stock drop, the firm focuses on growth & asset quality.

🏦 RBI Approves Merger of Co-operative Banks

RBI has approved New India Co-operative Bank’s merger with Saraswat Bank, effective 4th August 2025.
 Customer Interest Protected
📊 Objective: Strengthen cooperative banking ecosystem


🤝 Agreements & MoUs

📶 BSNL–NRL MoU to Lead Industry 4.0 in Refineries

A strategic MoU between BSNL & Numaligarh Refinery Ltd (NRL) aims to establish India’s first 5G CNPN in refinery operations.
⚙️ Tech stack: IoT, AR/VR, Digital Twins, Big Data
📈 Impact: Industry 4.0 adoption, cyber resilience, job creation
🇮🇳 Boosts Digital India & Atmanirbhar Bharat


🛡️ Defense

✈️ India Receives Final Airbus C-295 from Spain

Under the 2021 defense contract, India has received the 16th and final Airbus C-295MW aircraft.
📍 Capability: 5–10 tonnes payload, 11-hour endurance
🏗️ Future production: Remaining 40 aircraft to be made at TATA’s Vadodara facility
📌 Replaces: Ageing Avro fleet
🚀 Milestone: India’s first private military aircraft assembly


🌍 Summits & Conferences

🦆 Indo-Burma Ramsar Regional Initiative Strategic Plan 2025–2030

The IBRRI, backed by Cambodia, Myanmar, Thailand, Vietnam, and IUCN, launched its 2025–2030 roadmap.
💧 Focus on:

  • Wetland conservation
  • Climate resilience
  • Transboundary ecosystem governance

🎶 First-Ever BIMSTEC Traditional Music Festival Kicks Off

Held at Bharat Mandapam, New Delhi, the BIMSTEC festival ‘SaptaSur’ unites musicians from 7 nations.
🎤 Countries: India, Bhutan, Nepal, Bangladesh, Myanmar, Sri Lanka, Thailand
🎼 Goal: Strengthen regional cultural bonds
📢 Inaugurated by: Dr. S. Jaishankar


🏆 Sports

🏎️ Lando Norris Wins Hungarian Grand Prix 2025

Lando Norris secured his fifth season victory at the Hungarian GP, narrowly defeating teammate Oscar Piastri by 0.698 seconds.
🥈 Russell secured 3rd; Leclerc fell to 4th after penalty
🏁 A race full of strategy and intense duels

♟️ Magnus Carlsen Wins Chess Esports World Cup

In Riyadh, Carlsen won the first-ever Chess Esports World Cup, defeating Alireza Firouzja 4–2–1.
💰 Prize: $250,000
🎮 Team: Liquid
🧠 Reinforces his dominance in the digital chess arena

🏏 AB de Villiers Powers SA to WCL 2025 Title

In a stunning final at EdgbastonAB de Villiers’ 58-ball century led South Africa Champions to WCL 2025 glory over Pakistan Champions.
🏆 Chased 195 in under 18 overs
💪 Despite injury, AB delivered a legendary performance


🛰️ Science & Technology

🚀 ISRO to Launch BlueBird Satellite with U.S. Collaboration

ISRO, in partnership with AST SpaceMobile (USA), will launch the 6,500 kg BlueBird satellite using the LVM3 rocket.
📍 Launch site: Sriharikota
🔭 Focus: Satellite communication
🌐 Enhances India–US space ties
🧑‍🚀 Aligns with Gaganyaan & Bharatiya Antariksh Station vision (2035)


 Frequently Asked Questions (FAQs)

Q1. What is the significance of India's first hydrogen plant at Kandla?
➡️ It’s a major green energy milestone under ‘Make in India’, enabling clean port operations and maritime decarbonization.

Q2. Why is India’s UPI growth important?
➡️ It shows India’s leadership in digital payments, financial inclusion, and the shift towards a cashless economy.

Q3. What’s unique about the BSNL–NRL MoU?
➡️ It’s India’s first use of private 5G networks (CNPN) in a refinery—promoting smart industrial infrastructure.

Q4. How will the Sabbatical Leave Scheme help Sikkim employees?
➡️ It allows long-term leave with 50% pay while maintaining job continuity—improving work-life balance.

Q5. What is the BlueBird satellite mission?
➡️ A joint Indo-U.S. satellite mission that will boost India’s satellite communication capabilities.


 🔗 Source Links

  • DPA Hydrogen Plant
  • Fish Production Ranking
  • Western Railway Heritage Train
  • Cosmetic Rule Amendments
  • Apna Ghar Initiative
  • Sikkim Leave Policy
  • UPI Data Report
  • IPPB Face Auth News
  • PNB Housing Appointments
  • RBI Bank Merger News
  • BSNL–NRL MoU
  • Airbus C-295 Deal
  • BIMSTEC Festival
  • F1 Race Report
  • Chess Esports World Cup
  • WCL 2025 Final
  • ISRO Satellite Update

#CurrentAffairs #DailyGK #UPSC2025 #SSC2025 #BankingExam #IndiaNews #HydrogenIndia #UPI2025 #ISRO #SportsNews #DefenceIndia #BIMSTEC #WCL2025

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