The Indian government introduced the e-Shram Yojana to offer social security to workers in the unorganised sectors. Alongside, the e-Shram portal was created to collect a database of these workers, ensuring they benefit from various government schemes.
Workers in the unorganised sector are encouraged to apply for an e-Shram card. This card provides multiple benefits, including pensions, death insurance, and financial aid in case of disability. The e-Shram card aims to streamline access to government schemes and services through a unified platform.
e-Shram Card Overview
- Scheme Name: e-Shram Card
- Launched By: Ministry of Labor and Employment
- Start Date: August 2021
- Target Group: Unorganised sector workers
- Pension Benefit: ₹3,000/month after age 60
- Insurance Benefit: ₹2 lakh for death; ₹1 lakh for partial disability
- Age Eligibility: 16-59 years
- Official Website: eshram.gov.in
- Helpline Number: 14434
What is the Unorganised Sector?
The unorganised sector refers to businesses with less than 10 workers, which are not covered under ESIC or EPFO. Workers in this sector, including home-based and self-employed individuals, are considered unorganised.
Benefits of the e-Shram Card
- Pension: ₹3,000 per month after reaching 60 years.
- Insurance: ₹2 lakh for death and ₹1 lakh for partial disability.
- Survivor Benefits: In case of a mishap, the spouse of the deceased worker continues to receive the benefits.
- UAN Number: A 12-digit Universal Account Number, valid across India.
Eligibility for the e-Shram Card
- Workers aged 16-59 years.
- Must be part of the unorganised sector.
- Aadhaar-linked mobile number.
- Not an income taxpayer.
How to Apply for an e-Shram Card
You can apply online via the e-Shram portal or visit your nearest CSC (Common Service Centre). The steps for online registration are as follows:
- Go to the e-Shram portal.
- Enter your Aadhaar-linked mobile number and captcha, then click “Send OTP.”
- Provide your Aadhaar details, accept the terms, and verify the OTP.
- Fill in personal details and required fields like address and qualifications.
- Select your skill, nature of business, and type of work.
- Enter your bank details and submit the form.
- Verify your information and complete the registration.
Documents Needed for e-Shram Card
- Aadhaar card
- Aadhaar-linked mobile number
- Bank account information
How to Download Your e-Shram Card
After applying, follow these steps to download your card:
- Visit the e-Shram portal and click on "Already Registered."
- Select "Update Profile Using UAN" and enter the required details.
- Generate and validate the OTP sent to your mobile.
- Confirm your personal details, verify the form, and download the card.
Checking e-Shram Card Payment Status
- Visit the e-Shram portal and click on the “E Shram Card Payment List.”
- Enter your e-Shram card number, UAN, or Aadhaar number.
- Submit to view your payment status.
e-Shram Helpline
- Toll-Free Number: 14434 (Available Monday to Sunday)
- Email: eshramcare-mole@gov.in
FAQs
What is the e-Shram card?
The e-Shram card offers social security benefits to workers in the unorganised sector, such as pensions and insurance.Who is eligible?
Any worker aged 16-59 in the unorganised sector with a valid Aadhaar-linked mobile number.How to check the balance?
You can check the balance by logging into the e-Shram portal using your UAN or Aadhaar number.Do cardholders receive monthly payments?
Yes, after turning 60, eligible workers receive ₹3,000 per month.
