Daily Current Affairs 5 July 2025 🗞️ | UPSC, SSC, Banking GK Questions & Answers



Daily GK Update – July 5, 2025: The Ultimate Guide for UPSC, SSC, and Banking Aspirants

Stay updated with the most relevant and exam-focused current affairs from July 5, 2025. This comprehensive summary covers national, international, economic, defense, awards, sports, and technological developments to help you ace your competitive exams.


🇮🇳 National News

🔻 Government Slashes Toll Rates on National Highways

  • Date Announced: July 2, 2025
  • The Ministry of Road Transport and Highways (MoRTH) revised toll rates, offering up to 50% reduction for stretches with tunnels, bridges, flyovers, and elevated roads.
  • The new formula ensures toll is charged based on the lesser value between two calculations.
  • Objective: Lower travel costs and promote use of critical infrastructure.
  • An NHAI official noted it benefits both commuters and national highway development.

🏙️ Puri Declared Odisha’s Sixth Municipal Corporation

  • Announced by: CM Mohan Charan Majhi
  • Date: July 5, 2025
  • This announcement coincides with the Bahuda Yatra.
  • Aims to improve urban management and accommodate increasing footfall.
  • Also planned: Jagannath Museum, Library, and Research Centre to showcase Odia heritage.

🌐 International News

♻️ EU Sets New 2040 Climate Goals with Flexibility

  • Target: Reduce greenhouse gas emissions by 90% by 2040.
  • Goal: Achieve carbon neutrality by 2050.
  • International carbon credits up to 3% allowed starting 2036.
  • Criticism: Climate activists fear it could dilute real emission reductions.
  • Supported by leaders like Ursula von der Leyen and Wopke Hoekstra.
  • Final decision expected after EU Parliament discussions by September 2025.

🏦 Banking and Financial News

🔍 RBI Implements New Fraud Detection Tool – FRI

  • Directive Date: June 30, 2025
  • Applies to: All banks, NBFCs, UPI platforms.
  • Tool: Financial Fraud Risk Indicator (FRI), developed by DoT.
  • Detects fraud-prone numbers using NCRP, Chakshu, and bank data.
  • Major banks like HDFC, ICICI, and apps like Paytm, PhonePe onboarded.

🌍 SBI Adds $44 Billion to Global GDP Growth

  • Report by: SBI Research
  • India contributed $297 billion to global GDP growth in FY25.
  • SBI’s share: $44 billion (~16% of India’s share).
  • Valuation boost of ₹1.38 lakh crore to Indian financial services.

🏦 Mashreq Becomes First UAE Bank to Enter GIFT City

  • Approval from IFSCA to open International Banking Unit.
  • Scheduled launch: Q4 2025 in Gujarat.
  • Services: Foreign currency lending, trade finance, and risk services.
  • Backed by UAE Central Bank and Indian SEZ authorities.

💼 Business News

🇵🇰 Microsoft Shuts Pakistan Office After 25 Years

  • Closure announced on July 4, 2025.
  • Part of a global restructuring strategy.
  • 9,100 job cuts globally.
  • Shift to cloud model and reliance on local partners.
  • Concerns raised about economic instability in Pakistan.

🤝 Bilateral Agreements

🇮🇳🇹🇹 India Signs 6 MoUs with Trinidad & Tobago

  • Signed on July 4, 2025, during PM Modi’s visit.
  • Focus Areas: Culture, Sports, Pharma, Infrastructure.
  • Introduction of OCI cards for 6th-gen Indian-origin citizens.
  • Strengthens bilateral ties in the Caribbean.

🏅 Awards and Recognition

🏆 PM Modi Awarded Trinidad’s Highest Civilian Honour

  • Received the Order of the Republic of Trinidad and Tobago.
  • Recognized for: Leadership during COVID-19, diaspora outreach.
  • Also honored in Ghana with Officer of the Order of the Star of Ghana.

🚀 NASA Contest: Indian School Secures First Prize

  • School: S.R.N. Mehta CBSE, Kalaburagi
  • Contest: NASA-NSS Space Settlement Design Contest 2025
  • Project ‘IRA’ presented by 11 students at ISDC-2025, Orlando.
  • Visited NASA’s Kennedy Space Center before returning on June 30.

🛡️ Defence News

👩‍✈️ Sub Lt Aastha Poonia – India’s First Woman Navy Fighter Pilot Trainee

  • Honored with “Wings of Gold” on July 3, 2025.
  • Training includes MiG-29K and Rafale M operations.
  • Will operate from INS Vikrant and INS Vikramaditya.
  • Reflects progress in gender inclusion in armed forces.

♟️ Sports News

🏆 D Gukesh Wins Rapid Chess Title in Zagreb

  • Victory at SuperUnited Rapid & Blitz 2025 on July 4.
  • Total Points: 14
  • Leads over Jan-Krzysztof Duda and Magnus Carlsen.
  • Blitz rounds began July 5; final score will combine both formats.

🛰️ Science and Technology

🌐 Ananth Tech to Launch India’s First Private Satellite Internet

  • Based in Hyderabad.
  • Launch Target: By 2028
  • Investment: ₹3,000 crore
  • Goal: Provide satellite-based broadband in remote areas.
  • Competitors: Starlink, Amazon Kuiper, OneWeb.
  • Approved by IN-SPACe, India’s space regulator.

📆 Important Days

🤝 International Day of Cooperatives 2025

  • Date: July 5, 2025
  • UN Theme: "Driving Inclusive and Sustainable Solutions for a Better World"
  • Context: Celebrated as part of UN's International Year of Cooperatives (IYC2025).
  • Over 3 million cooperatives globally supporting 280 million workers.
  • Indian examples: AMUL, IFFCO.

🕯️ Obituary News

🎬 Julian McMahon, Hollywood Star, Passes at 56

  • Known for roles in ‘Fantastic Four’, ‘Nip/Tuck’, ‘Charmed’.
  • Passed away on July 5, 2025, in Florida.
  • Battled cancer for several years.
  • Last projects: Netflix’s ‘The Residence’, Cannes film 2024.
  • Son of former Australian PM Billy McMahon.

📚 Summary for Aspirants

  • National Policy Update: Toll discounts and urban reforms.
  • International: EU climate change policy.
  • Banking: FRI tool, GIFT City expansion.
  • Awards & Recognition: PM Modi honored abroad.
  • Science: Satellite internet development.
  • Defense & Gender: Inclusion of women in fighter training.
  • Sports & Education: Global accolades for Indian talents.

📎 Sources:


Stay tuned and stay informed! 🌍🧠✍️

 

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